SENTRY GROUP INSURANCE

If your employer has implemented a group insurance plan from Sentry Insurance, you have access to one of the most comprehensive programs available. Although plans can differ by employer, your Sentry group plan likely includes:

• Group term life
• Dental coverage
• Short-term disability
• Long-term disability

GROUP TERM LIFE INSURANCE

Sentry’s group term life coverage protects you and your dependents in the event of your death. Sentry’s plan includes:

• Benefit amounts based on your employee classification or annual earnings
• Accidental death and dismemberment (AD&D) benefit
• Optional dependent life insurance covering your spouse and children for amounts up to a predetermined percentage of your benefit amount.
  

GROUP DENTAL INSURANCE

Dental care is among the most in-demand benefit employees seek in today’s competitive job market. Your employer has recognized that need and offers you and your family a comprehensive dental program from Sentry.

Sentry’s plan includes:

• Benefits for basic and major procedures based on a percentage of reasonable and customary charges
• Deductible and maximum benefit provisions to help keep costs down
• Optional coverage for othodontia
• Optional full coverage for preventive procedures without waiting periods

GROUP SHORT-TERM DISABILITY INSURANCE

A nonwork-related injury or illness means lost wages for you and lost profit for your employer. Short-term disability replaces a portion of your weekly earnings while you are unable to work.

Sentry’s plan includes:

• Weekly benefit amounts based on your employee classification and percentage of earnings
• A waiting period and maximum benefits designed to control healthcare and recovery costs

GROUP LONG-TERM DISABILITY INSURANCE

Without this important protection for lengthy disabilities, you could deplete your personal savings or go into debt just to make ends meet. Long-term disability insurance provides you and your family with a monthly income for work-related and non-work related disabilities.

Sentry’s plan includes:

• Monthly benefit amounts based on your employee classification and percentage of earnings
• An effective return-to-work program to help get you healthy and back to work again