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GROWTH INVESTMENTS

Growth accounts typically share the following characteristics:

  • Investments that pursue growth can be viewed as owned investments
  • As a growth investor, you are buying ownership, usually in a business, through the purchase of that company's stock
  • Your investment will achieve growth only as that business grows and the value of its stock increases
  • Common stocks, which represent ownership in a business, are the most common growth investments


TYPICAL INVESTOR PROFILE


Pursuing growth involves accepting the highest degree of investment risk. Growth investors must be able to tolerate significant declines in their investment accounts, both emotionally and financially. Over the long term - ten or fifteen years - pursuing growth usually leads to higher returns than less risky investments. However, over the short term -- one to five years - growth investments can decline 20-25 percent or more in value.

Successful growth investors need patience and must be able to stay the course during downturns rather than react to market declines by "selling low," thereby locking in their losses.



CHOOSE FROM THESE AVAILABLE ACCOUNTS

Sentry offers the following Growth accounts. Click any account name to learn more.

YTD & Average Annual Returns
as of 02-28-2010
Separate AccountYTD
Return
(%)
1-Yr.
Return
(%)
3-Yr.
Return
(%)
5-Yr.
Return
(%)
10-Yr.
Return
(%)
(1)Total Stock Index Account
  Vanguard Total Stock Market Index Fund
-0.2656.25-5.250.99-0.12
Diversified Growth Account
  T. Rowe Price Spectrum Growth Fund
-1.7762.56-4.342.332.44
(1,3,5)Large Cap Blend Account
  Vanguard PRIMECAP Fund
-1.4154.87-0.134.511.72
(4,5)Capital Appreciation Account
  Sentry Capital Appreciation Portfolio
0.3654.65-13.34-4.583.74
(7)Large Cap Growth Account
  Janus Aspen Janus Portfolio - Inst. Shares
-1.8750.47-3.001.93-3.83
(1)Mid-Cap Index Account
  Vanguard Extended Market Index Fund
1.2569.08-4.792.630.52
Mid-Cap Growth ETF Account
  Sentry Mid-Cap Growth ETF Portfolio
1.5662.60-4.23N/AN/A
Mid-Cap Growth Account I
  T. Rowe Price Mid-Cap Growth Fund
0.9363.620.325.415.46
Mid-Cap Growth Account II
  T. Rowe Price Diversified Mid-Cap Growth Fund
0.7764.53-2.882.85N/A
(1,3)Mid-Cap Growth Account III
  Vanguard Selected Value Fund
0.8262.38-4.812.6010.39
Small Cap Value Account
  Perkins Small Cap Value Fund
1.6769.873.196.3011.07
(1)Small Cap Index Account
  Vanguard Small Cap Index Fund
1.4674.77-4.422.413.10
Small Cap Growth ETF Account
  Sentry Small Cap Growth ETF Portfolio
0.7659.93-5.39N/AN/A
(2)Small Cap Growth Account I
  T. Rowe Price Small Cap Value Fund
1.0562.34-3.832.9910.58
(5)Small Cap Growth Account II
  Loomis Sayles Small Cap Value Fund Inst Shares
-0.4257.14-4.182.878.21
(1)Small Cap Growth Account III
  Vanguard Explorer Fund
0.3059.95-5.980.701.49
(6)Aggressive Growth Account
  Janus Research Fund - T Shares
-0.8264.48-2.003.32-5.40
Concentrated Growth Account
  Janus Aspen Forty Port Inst Shares
-1.0459.843.236.78-0.10
(1)Global Growth Account
  Vanguard Global Equity Fund
-2.3663.15-8.690.906.17
International Growth ETF Account
  Sentry International Growth ETF Portfolio
-4.9353.99-9.10N/AN/A
(2)International Growth Account
  T. Rowe Price International Stock Fund
-3.9774.20-4.783.12-0.49
(8)Foreign Growth Account
  Janus Aspen Overseas Portfolio - Inst. Shares
0.7294.623.6715.473.38

1 Frequent trading restrictions apply to this investment. Click here for more information.


2 Redemption Fees apply to this fund. Click here for more information.

3 Redemption Fees apply to this fund. Click here for more information.

4 The Capital Appreciation Account is not available in New York.
5 If this Account is available to you, it will be included in your online enrollment and transfer forms.
- Large Cap Blend Account - Available only to participants in retirement plans whose sponsors were Sentry customers on or before March 12, 2004.
- Small Cap Growth Account II - Available only to participants in retirement plans whose sponsors were Sentry customers on or before September 30, 2008.
- Capital Appreciation Account - Available only to participants in retirement plans whose sponsors were Sentry customers on or before November 30, 2009.
6 Prior to Februrary 16, 2010, this fund was known as the Janus Research Fund or Janus Research Fund - J Shares. Prior to January 1, 2007, this fund was known as the Janus Mercury Fund.
7 Prior to May 1, 2009, this fund was known as the Janus Aspen Large Cap Growth Port Inst Shares.
8 Prior to May 1, 2009, this fund was known as the Janus Aspen Intl Growth Port Inst Shares.

Property and casualty coverages and safety services are underwritten, issued and/or administered by a member of the Sentry Insurance Group, Stevens Point, WI. Individual life insurance, annuities, pensions and group products are issued and administered by Sentry Life Insurance Company, Stevens Point, WI. In New York state only, individual life insurance, annuities, pensions and group products are issued and administered by Sentry Life Insurance Company of New York, Syracuse, NY. For a complete listing of companies, visit sentry.com. Policies, coverages, benefits and discounts are not available in all states. See policy for complete coverage details. In New York, coverage provided through policy form numbers: (Life insurance) 585-3000, 380-1740; (Disability) 685-9000-31; (Dental) 785-7000; (Pension) 840-300(NY). Short-term disability insurance is not available in New York.

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