MORNINGSTAR® RETIREMENT MANAGERSM

Morningstar Retirement Manager offers a wide range of investment advisory services that can improve participants' chances of meeting their retirement goals and help make it easier for them to manage their retirement account.

Participants will receive a personalized retirement strategy including recommendations for:

• Retirement income goals
• Contribution rate to help meet that goal
• Portfolio asset mix that is appropriate for the individual
• Professional investment selection

Sentry participants have access to the following investment advisory solutions:

• Managed by Morningstar - Morningstar Associates' managed account service that provides participants with automatic portfolio set-up, ongoing monitoring and professional investment management of their retirement account
• Managed by You - a wide range of resources to help self-directed participants make more informed investment decisions

There isn't a charge for adding Morningstar Retirement Manager to your current 401(k) program. In addition, this service is a great way to improve your benefits program and gain fiduciary support from Morningstar Associates, which accepts responsibility for investment advice given. To sign up for Retirement Manager, click here.

Additional information is available, including:

• Helping your participants get the most out of their retirement plan
• Frequently asked questions