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QUALIFIED
RETIREMENT PLANS
Sentry can help
you make your company’s retirement program understandable
and affordable. For more than thirty years, we have successfully
helped business owners design retirement savings plans.
Sentry can:
- Help you choose a plan that meets the retirement needs
of you and your employees and their dependents
- Conduct employee enrollment meetings
- Provide ongoing plan administrative services
- Provide ongoing employee retirement educational services
- Provide employees with investment advisory services through Morningstar Associates, LLC
FLEXIBLE OPTIONS TO MEET
FLEXIBLE NEEDS
Sentry‘s experienced administrative staff provides
personalized, responsive one-stop service and assists you
in meeting your day-to-day service and administrative needs.
Sentry offers administrative services for:
- 401(k) plans
- 401(k) safe harbor plans
- Profit-sharing plans
- Money purchase plans
- Investment-only plans
Your local Sentry representative will:
- Assist in your plan design
- Conduct employee education and enrollment meetings
- Provide the service you need and deserve
Online Account
Access
You and your employees need the flexibility to review your
retirement records at your convenience. Sentry plan sponsors
and participants can access our secured Web site or telephone
response systems to:
- Review account balances and check investment performance
- Check contributions or change allocations
- Transfer assets
- Inquire about retirement plan loans
A WIDE RANGE OF INVESTMENT OPTIONS
Sentry’s full-service retirement plans help you and
your employees get the most out of retirement savings with:
EMPLOYEE
COMMUNICATION SERVICES
By their nature, retirement plans can be complex. Good communication
is essential in helping employees understand and manage
retirement accounts. Sentry provides you and your employee
participants with clear and concise communication resources
and services, including:
- On-site participant meetings
- Retirement planning materials
- Participant enrollment kits
- Account performance fact sheets
- Toll-free access to account performance information
- Online account review and updating
- Quarterly newsletter
- Voice response system available 24 hours a day
- Spanish language educational materials and voice response
system
- Quarterly participant statements
- Summary plan descriptions
- Summary annual reports
- Optional direct mailing of participant statements
SPONSOR AND PARTICIPANT
SUPPORT
Administering your employees' retirement savings and staying
abreast of regulatory requirements is difficult, but necessary.
That’s why Sentry offers value-added support services
for plan sponsors and participants, including:
Record Keeping
Services
- Daily account valuations
- Electronic data interface
- Toll-free transfers and balance information available
24 hours a day
- Online transfers and balance information available
24 hours a day
- Prompt contribution allocation
- Benefit checks and 1099R preparation and distribution
Distribution and Processing Services
- Signature-ready government forms
- Automatic notification of age 70 1/2 distributions
- Prompt loan and hardship distribution processing
- Local area network (LAN) and mainframe-based systems
Technical Support
- ADP/ACP, top heavy, contribution and compensation testing
- Optional benefits, rights and features testing
- Other discrimination testing as required
- In-house compliance consultants
- In-house CPAs
- IRS approved prototype documents
- In-house programmers and systems support
- Innovative administration software
- Custom plan document support
- Legislative and compliance monitoring
- 404(c) compliance
- Plan design guidance and determination letter application
support
COMPETITIVE GROUP INSURANCE
PLANS
Sentry is also the right choice for your employee benefits
needs, including group life insurance, short- and long-term
disability plans, dental insurance and business life insurance
programs.
FOR MORE INFORMATION
Contact a Sentry
representative to discuss these and other Sentry coverages
and to tailor a program that is right for you.
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