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Participant Release regarding Sentry's Guaranteed Fund Rapid Trading Policy

ATTENTION PARTICIPANTS AND PLAN SPONSORS INVESTING IN:

The Sentry Guaranteed Fund

Rapid trading is defined as moving money back and forth between investments in an attempt to time the market. Rapid trading increases administrative costs and undermines Sentry's ability to make the long-term investments needed to support our interest guarantees.

To protect the interests of our participants, we are implementing the following rapid trading policy on the Guaranteed Fund.

Effective June 1, 2006, participants who exchange any amount from the Sentry Guaranteed Fund must wait 30 calendar days before exchanging back into the Sentry Guaranteed Fund. An exchange is a transaction in which proceeds from a redemption are used to purchase another investment offered in the plan.

The policy will not apply to:

  • Purchases made with participant payrol or employer contributions
  • Distributions, loans and in-service withdrawals from a plan
  • Distributions as part of a plan termination or at the direction of the plan trustees

  • Sentry Life Insurance Company, Stevens Point, Wisconsin (products not available in all states)
    Sentry Life Insurance Company of New York, Syracuse, New York (products available in New York only)

     

    Sentry's property and casualty insurance coverages are underwritten by Sentry Insurance a Mutual Company, or its subsidiaries and affiliates Sentry Select Insurance Company, Middlesex Insurance Company, or Patriot General Insurance Company; Stevens Point, Wisconsin, and Sentry Lloyds of Texas, Round Rock, Texas. Companies not licensed in all states. Life insurance, pensions and group products are issued and administered by Sentry Life Insurance Company, Stevens Point, Wisconsin. In the State of New York, life insurance, pensions and group products are issued and administered by Sentry Life Insurance Company of New York, Syracuse, New York. Policies, coverages, and discounts are not available in all states.

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