TARGET RETIREMENT INVESTMENTS

For New York Retirement Plans, please go to Target Retirement Investments - New York.

Target retirement accounts typically share the following characteristics:

• Investments that pursue growth and income generally divide dollars into a mix of bonds for income and common stocks for growth

• Target date accounts are designed and managed around an approximate retirement year (e.g. 2025).

• As an investor grows older, the account automatically becomes more conservative by increasingly allocating assets to pursue income.

• Provide investment diversification, exposure to multiple asset classes and automatic rebalancing to maintain the appropriate ratio of stocks and bonds.

TYPICAL INVESTOR PROFILE

Target retirement accounts are usually more risky than income accounts but less risky than growth accounts. They tend to appeal to investors who appreciate the benefits of investment diversification, asset allocation, and automatic rebalancing but are too busy or lack the expertise to personally manage their retirement assets. Investors must be comfortable with the target retirement account's current asset allocation as well as the allocation at retirement.

CHOOSE FROM THESE AVAILABLE ACCOUNTS

Sentry offers the following Target Retirement accounts. Click on any account name to learn more.

	YTD & Average Annual Returns as of 06-30-2008
Separate Account	YTD Return (%)	1-Yr. Return (%)	3-Yr. Return (%)	5-Yr. Return (%)	10-Yr. Return (%)
*Target Retirement Income Account   Sentry Target Retirement Income Portfolio	-0.61	1.38	3.98	6.01	N/A
*2015 Target Retirement Account   Sentry 2015 Target Retirement Portfolio	-3.05	-2.22	4.42	7.88	N/A
*2025 Target Retirement Account   Sentry 2025 Target Retirement Portfolio	-4.54	-4.77	4.79	8.51	N/A
*2035 Target Retirement Account   Sentry 2035 Target Retirement Portfolio	-5.44	-6.71	5.09	9.22	N/A
*2045 Target Retirement Account   Sentry 2045 Target Retirement Portfolio	-6.13	-8.49	5.28	9.92	N/A