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CAPITAL APPRECIATION ACCOUNT
Following is a summary of information about the Sentry Capital Appreciation Account.
Investors are advised to learn key data about an investment prior to making any investment decision.
Objective
The objective of this account is to seek long-term growth. It is invested solely in
the Sentry Capital Appreciation Portfolio.
The Capital Appreciation Account is available only to participants
in retirement plans whose sponsors were Sentry customers on or before
November 30, 2009. If this account is available in your plan, it will
be included in your online enrollment and transfer forms.
Investor Profile
The Capital Appreciation Account may be suitable for investors with a long-term
investment horizon who are pursuing capital appreciation primarily through investing
in a diversified portfolio of U.S. companies across a variety of market sectors and
capitalization ranges. Individuals must be willing and able to accept substantial
change in unit price throughout both short- and long-term periods.
Investment Strategy
The Capital Appreciation Portfolio utilizes an in-depth security analysis to find companies
characterized by growth of sales and earnings at a rate higher than the overall economy.
In addition, exchange-traded funds (ETFs) may be purchased to provide the portfolio with
cost-effective exposure to appropriate segments of the U.S. equity market.
The portfolio seeks to own these securities until they are significantly overpriced or
there is a negative change in the growth rate for the company.
Investment Considerations
The Capital Appreciation Account invests in a diversified portfolio of companies
across a variety of market sectors and capitalization ranges. Investors may find the
account suitable as a single investment option, or to increase diversification, may
choose to use it in combination with other investment options.
PORTFOLIO DATA
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Asset Allocation (as of 12-31-2009) |
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Key Facts (as of 12-31-2009) |
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| Number of Stocks | 43 | | Price/Earnings Ratio (12 month trailing) | 19.5x | | Turnover Rate as of 9-30-09 | 135.49 | | Beta versus S&P 600 Small Cap | 1.10 |
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| Top Ten Stock Holdings (as of 12-31-2009) | Concentration | | Range | |
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| S&P 500 Dep Shares | 0 | % | | | | Amex Technology | 0 | % | | | | Amex Financials | 0 | % | | | | Alliance Data Systems Corp. | 0 | % | | | | Express Scripts Inc. | 0 | % | | | | Fiserv Inc. | 0 | % | | | | Sector SPDR TR I | 0 | % | | | | Grand Canyon Ed | 0 | % | | | | Orbital Science | 0 | % | | | | Jarden Corp. | 0 | % | | |
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Top Ten Equals 79.4% of Portfolio |
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Top Sectors (as of 12-31-2009) |
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| Mutual Funds/ETFs | 64.20 | % | | Information Technology | 9.30 | % | | Health Care | 6.70 | % | | Industrial | 6.50 | % | | Financials | 5.30 | % | | Consumer Discretionary | 3.00 | % | | Energy | 2.40 | % | | Materials | 2.10 | % | | Telecommunication Services | 0.50 | % | |
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| Sentry Capital Appreciation Portfolio* |
| Average
Annual Returns |
Annual
Total Returns |
| (as
of
02-28-2010)
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(as
of 12-31)
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| | 1 Month | 4.33% | | | | 3 Months | 3.27% | | | | YTD | 0.36% | | | | 1 year | 54.65% | | | | 3 years | (13.34)% | | | | 5 years | (4.58)% | | | | 10 years | 3.74% | | | | | | | | | | | | | | | | |
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| | 1994 | 10.40% | | | | 1995 | 35.74% | | | | 1996 | 12.80% | | | | 1997 | 17.35% | | | | 1998 | 7.06% | | | | 1999 | (4.23)% | | | | 2000 | 23.85% | | | | 2001 | 15.95% | | | | 2002 | (15.83)% | | | | 2003 | 34.31% | | | | 2004 | 15.59% | | | | 2005 | 4.69% | | | | 2006 | 12.75% | | | | 2007 | (0.59)% | | | | 2008 | (47.86)% | | | | 2009 | 27.98% | |
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*
Investment management, brokerage fees and all other expenses of
Sentry Investment Management, Inc. total 0.40 percent per year
and are deducted from the Sentry Capital Appreciation Portfolio.
The investment manager for the Sentry Capital Appreciation Portfolio
is Keith Ringberg. *Performance figures for the Sentry Capital
Appreciation Portfolio include the reinvestment of all dividends
and capital gain distributions. All returns are net of mutual
fund expenses. Money invested by participants in the Sentry Life
Capital Appreication Account is then invested by Sentry Life Insurance
Company into the underlying portfolio. The total return performance
results stated above include a separate account fee for sales,
marketing, taxes, account compliance, overhead and legal/audit
fees of .000020548 per day. The information contained in this
fact sheet is for illustrative purposes only and is not an indication
of future composition or performance. The investment return and
principal value of this Separate Account will fluctuate along
with changes in the Sentry Capital Appreciation Portfolio so that
units, when redeemed, may be worth more or less than their original
cost. Past performance is not a guarantee of future results.
Individual life insurance, annuities, pensions and group products are issued and administered by Sentry Life Insurance Company, Stevens Point, WI. Policies, coverages, benefits and discounts are not available in New York. See policy for complete coverage details. The information contained in this fact sheet is for illustrative purposes only and is not an indication of future composition or performance.
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