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GROWTH & INCOME ACCOUNT
Following is a summary of information about the Sentry Growth Income Account. Investors are advised to learn key data about an investment prior to making any investment decision.
Objective
The objective of the Growth & Income Account is to seek capital growth and current dividend income. It is invested solely in the Sentry Growth and Income Portfolio.
Investor Profile
The Growth & Income Account may be suitable for investors with a long-term investment horizon who are seeking long-term growth of capital and current dividend income through common stock investing. Individuals must be willing and able to accept considerable changes in unit price both in the short and long term.
Investment Strategy
The Growth and Income Portfolio seeks to acquire common stocks of high quality companies that generally have a satisfactory history of earnings and dividend growth. In addition, exchange traded funds (ETFs) may be purchased to provide the portfolio with cost effective exposure to appropriate segments of the U.S. equity market. Investments are made for long-term growth potential. Therefore, the portfolio turnover will be relatively low.
Investment Considerations
As a growth and income alternative investing primarily in common stock, this Account is usually subject to more risk than a balanced approach with diversified investments in stocks and bonds. The Growth & Income Account will primarily invest in stocks of large, well established companies. Investments will be made in a variety of industry groups. The account´s focus will be on long-term growth and turnover will be relatively low.
PORTFOLIO DATA
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Asset Allocation (as of 06-30-2008) |
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Key Facts (as of 06-30-2008) |
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| Number of Stocks | 101 | | Price/Earnings Ratio 12 month trailing | 21.45x | | Turnover Rate | 9.45% | | Beta | 0.99 | | Standard Deviation as of 12-31-2007 | 14.68% |
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| Top Ten Stock Holdings (as of 06-30-2008) | Concentration | | Range | |
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| Exxon Mobil Corp. | 0 | % | | | | General Electric Co. | 0 | % | | | | Microsoft Corp. | 0 | % | | | | ChevronTexaco | 0 | % | | | | AT&T Inc. | 0 | % | | | | Cisco Systems, Inc. | 0 | % | | | | Procter & Gamble Co. | 0 | % | | | | Johnson & Johnson | 0 | % | | | | Apple Computer, Inc. | 0 | % | | | | ConocoPhillips Co. | 0 | % | | |
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Top Ten Equals 34.3% of Portfolio |
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Top Sectors (as of 06-30-2008) |
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| Information Technology | 18.90 | % | | Energy | 16.90 | % | | Consumer Staples | 13.90 | % | | Financials | 13.50 | % | | Health Care | 11.20 | % | | Industrials | 11.10 | % | | Consumer Discretionary | 5.50 | % | | Telecommunication Services | 5.10 | % | | Utilities | 2.00 | % | | Materials | 1.90 | % | |
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| Sentry Growth and Income Portfolio* |
| Average
Annual Returns |
Annual
Total Returns |
| (as
of
07-31-2008)
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(as
of 12-31)
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| | 1 Month | 0.56% | | | | 3 Months | (8.51)% | | | | YTD | (14.07)% | | | | 1 year | (12.60)% | | | | 3 years | 1.93% | | | | 5 years | 4.96% | | | | 10 years | (1.09)% | | | | | | | | | | | | | | | | |
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| | 1994 | (1.94)% | | | | 1995 | 34.92% | | | | 1996 | 24.23% | | | | 1997 | 32.11% | | | | 1998 | 17.54% | | | | 1999 | (12.15)% | | | | 2000 | (4.24)% | | | | 2001 | (11.46)% | | | | 2002 | (24.15)% | | | | 2003 | 25.96% | | | | 2004 | 6.11% | | | | 2005 | 2.71% | | | | 2006 | 16.56% | | | | 2007 | 4.50% | |
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*
Investment management, brokerage fees and all other expenses of
Sentry Investment Management, Inc. total 0.40 percent per year
and are deducted from the asset value of the Sentry Growth &
Income Portfolio. The investment manager for Sentry Growth &
Income Portfolio is Keith Ringberg. *Performance figures for the
Sentry Growth & Income Portfolio include the reinvestment
of all dividends and capital gain distributions. All returns are
net of mutual fund expenses. Money invested by participants in
the Sentry Life Growth & Income Account is then invested by
Sentry Life Insurance Company into the underlying portfolio. The
total return performance results stated above include a separate
account fee for sales, marketing, taxes, account compliance, overhead
and legal/audit fees of .000020548 per day (may vary). The information
contained in this fact sheet is for illustrative purposes only
and is not an indication of future composition or performance.
The investment return and principal value of this Separate Account
will fluctuate along with changes in the Sentry Growth & Income
Portfolio so that units, when redeemed, may be worth more or less
than their original cost. Past performance is not a guarantee
of future results.
Sentry Life Insurance Company, Stevens Point, Wisconsin (products not available in all states)
Sentry’s property and casualty insurance coverages are underwritten by Sentry Insurance a Mutual Company, or its subsidiaries and affiliates Sentry Select Insurance Company, Middlesex Insurance Company, or Patriot General Insurance Company; Stevens Point, Wisconsin, and Sentry Lloyds of Texas, Round Rock, Texas. Companies not licensed in all states. Life insurance, pensions and group products are issued and administered by Sentry Life Insurance Company, Stevens Point, Wisconsin. In the State of New York, life insurance, pensions and group products are issued and administered by Sentry Life Insurance Company of New York, Syracuse, New York. Policies, coverages, and discounts are not available in all states.
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