Have a retirement account or 401(k) with Sentry?
Click here >
|
|
|
|
| |
|
LARGE
CAP INDEX ACCOUNT
Following is a
summary of information about the Sentry Large Cap Index
Account. Investors are advised to learn key data about an
investment prior to making any investment decision.
Objective
The objective
of the Large Cap Index Account is to seek to replicate the
aggregate price and yield performance, before expenses,
of the S&P 500 Index. The account invests solely in
the Vanguard® Index 500 Fund.
Investor
Profile
The Large Cap
Index Account may be suitable for investors with a long-term
investment horizon who are seeking long-term growth of capital
and income from dividends by participating in the large
capitalization sector of the U.S. stock market. Individuals
must be willing and able to accept considerable changes
in unit price both in the short and long term.
Investment
Strategy
The Vanguard
Index 500 Fund invests in all 500 stocks listed in the S&P
500 index in approximately the same proportion as they are
represented in the index. The correlation between the performance
of the fund and that of the index is expected to be 0.95
or higher. The unmanaged Standard & Poor’s 500
Composite Stock Price Index is a widely recognized benchmark
of the U.S. stock market performance. The fund remains fully
invested at all times and does not speculate on the direction
of the index. To assure a fully invested position given
daily cash flows into and out of the fund, the advisor normally
holds up to 5 percent of the fund’s net assets in
S&P 500 futures contracts.
Investment
Considerations
The Large Cap
Index Account takes a passive/index, unmanaged approach
to investing in 500 of the largest U.S. companies. This
Account is appropriately used by investors seeking an exposure
to 500 of the largest U.S. companies for part or all of
their retirement portfolio.
PORTFOLIO
DATA
|
Asset Allocation (as of 09-30-2009) |
|
|
|
|
| |
|
Key Facts (as of 09-30-2009) |
| | |
|---|
| Number of Stocks | 503 | | Price/Earnings Ratio | 23.5x | | Turnover Rate (Fiscal Year End December) | 5.6% | | Beta 3 year trailing (vs. S%P 500) | 1.0 | | | |
|
|
|
|
|
|
| Top Ten Stock Holdings (as of 09-30-2009) | Concentration | | Range | |
|---|
| Exxon Mobil Corp. | 0 | % | | | | Microsoft Corp. | 0 | % | | | | General Electric Co. | 0 | % | | | | JPMorgan Chase & Co. | 0 | % | | | | Procter & Gamble Co. | 0 | % | | | | Johnson & Johnson | 0 | % | | | | Apple Computer, Inc. | 0 | % | | | | AT&T Inc. | 0 | % | | | | International Business Machines Corp. | 0 | % | | | | Bank of America Corp. | 0 | % | | |
|
|
|
Top Ten Equals 19.7% of Portfolio |
|
|
|
|
|
|
| |
|
Top Sectors (as of 09-30-2009) |
| | | |
|---|
| Information Technology | 18.70 | % | | Financials | 15.20 | % | | Health Care | 13.10 | % | | Energy | 11.70 | % | | Consumer Staples | 11.50 | % | | Industrials | 10.30 | % | | Consumer Discretionary | 9.10 | % | | Utilities | 3.70 | % | | Materials | 3.50 | % | | Telecommunication Services | 3.20 | % | |
|
|
|
|
|
|
| Vanguard 500 Index Fund* |
| Average
Annual Returns |
Annual
Total Returns |
| (as
of
10-31-2009)
|
(as
of 12-31)
|
| | | | |
|---|
| | 1 Month | (1.87)% | | | | 3 Months | 5.44% | | | | YTD | 17.07% | | | | 1 year | 9.83% | | | | 3 years | (7.06)% | | | | 5 years | 0.25% | | | | 10 years | (1.02)% | | | | | | | | | | | | | | | | |
|
|
| | | | |
|---|
| | 1994 | 1.18% | | | | 1995 | 37.45% | | | | 1996 | 22.88% | | | | 1997 | 33.19% | | | | 1998 | 28.62% | | | | 1999 | 21.07% | | | | 2000 | (9.06)% | | | | 2001 | (12.02)% | | | | 2002 | (22.15)% | | | | 2003 | 28.50% | | | | 2004 | 10.74% | | | | 2005 | 4.77% | | | | 2006 | 15.64% | | | | 2007 | 5.39% | | | | 2008 | (37.02)% | |
|
|
|
|
|
|
|
*
Investment management, brokerage fees and all other Vanguard expenses
total 0.18 percent per year and are deducted from the asset value
of the Vanguard Index 500 Fund. The investment manager for the
Vanguard Index 500 Fund is Michael H. Buek, CFA. *Performance
figures for the Vanguard Index 500 Fund include the reinvestment
of all dividends and capital gain distributions. All returns are
net of mutual fund expenses. Money invested by participants in
the Sentry Life Large Cap Index Account is then invested by Sentry
Life Insurance Company or Sentry Life Insurance Company of New
York into the underlying mutual fund. A Separate Account fee for
sales, marketing, taxes, account compliance, overhead and legal/audit
fees will be applied to this Separate Account. The total returns
of this Separate Account would be less than that quoted above.
The information contained in this fact sheet is for illustrative
purposes only and is not an indication of future composition or
performance. The investment return and principal value of this
Separate Account will fluctuate along with changes in the Vanguard
Index 500 Fund so that units, when redeemed, may be worth more
or less than their original cost. Past performance is not a guarantee
of future results.
Sentry Life Insurance Company, Stevens Point, Wisconsin (products not available in all states)
Sentry Life Insurance Company of New York, Syracuse, New York (products available in New York only)
Sentry’s property and casualty insurance coverages are underwritten by Sentry Insurance a Mutual Company, or its subsidiaries and affiliates Sentry Select Insurance Company, Middlesex Insurance Company, or Patriot General Insurance Company; Stevens Point, Wisconsin, and Sentry Lloyds of Texas, Round Rock, Texas. Companies not licensed in all states. Life insurance, pensions and group products are issued and administered by Sentry Life Insurance Company, Stevens Point, Wisconsin. In the State of New York, life insurance, pensions and group products are issued and administered by Sentry Life Insurance Company of New York, Syracuse, New York. Policies, coverages, and discounts are not available in all states.
|