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TOTAL
STOCK INDEX ACCOUNT
Following is a
summary of information about the Sentry Total Stock Index
Account. Investors are advised to learn key data about an
investment prior to making any investment decision.
Objective
The objective of this account
is to seek long-term growth of capital and income. It is
invested solely in the Vanguard® Total Stock Market
Index Fund.
Investor
Profile
The Total Stock Index Account
may be suitable for investors with a very long-term investment
horizon who are seeking long-term growth of capital and
the broadest exposure to the U.S. stock market. Individuals
must be willing and able to accept significant changes in
unit price in the short, long and very long term.
Investment
Strategy
The Vanguard Total Stock Market
Index Fund employs a "passive management" - or
indexing - investment approach designed to track the performance
of the MSCI® US Broad Market Index, which consists of
nearly all regularly traded U.S. common stocks. The fund
typically invests all, or substantially all, of its assets
in a representative sample of the stocks that make up the
index.
Investment
Considerations
The Total Stock Index Account
takes a passive/index approach to investing in all companies
regularly traded in the U.S. This account is most appropriately
used by investors seeking an exposure to the entire U.S.
stock market (small, mid and large capitalizations) for
part or all of their retirement portfolio.
PORTFOLIO
DATA
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Asset Allocation (as of 06-30-2008) |
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Key Facts (as of 06-30-2008) |
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| Number of Stocks | 3,538 | | Price/Earnings Ratio | 17.0x | | Turnover Rate (Fiscal Year End December) | 4.0% | | Beta 3 year trailing (vs. Dow Jones Wilshire 5000) | 1.00 | | Foreign Holdings | 0.6% | | Standard Deviation as of 12-31-2007 | 16.30% |
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| Top Ten Stock Holdings (as of 06-30-2008) | Concentration | | Range | |
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| Exxon Mobil Corp. | 0 | % | | | | General Electric Co. | 0 | % | | | | Microsoft Corp. | 0 | % | | | | Chevron Corp. | 0 | % | | | | AT&T Inc. | 0 | % | | | | Procter & Gamble Co. | 0 | % | | | | Johnson & Johnson | 0 | % | | | | International Business Machines Corp. | 0 | % | | | | Apple Computer, Inc. | 0 | % | | | | ConocoPhillips Co. | 0 | % | | |
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Top Ten Equals 15.5% of Portfolio |
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Top Sectors (as of 06-30-2008) |
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| Information Technology | 16.80 | % | | Energy | 15.20 | % | | Financials | 14.60 | % | | Health Care | 11.80 | % | | Industrials | 11.70 | % | | Consumer Staples | 9.30 | % | | Consumer Discretionary | 8.90 | % | | Materials | 4.40 | % | | Utilities | 4.20 | % | | Telecommunication Services | 3.10 | % | |
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| Vanguard Total Stock Market Index Fund* |
| Average
Annual Returns |
Annual
Total Returns |
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of
07-31-2008)
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(as
of 12-31)
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| | 1 Month | (0.77)% | | | | 3 Months | (6.99)% | | | | YTD | (11.60)% | | | | 1 year | (10.16)% | | | | 3 years | 3.21% | | | | 5 years | 7.88% | | | | 10 years | 3.69% | | | | | | | | | | | | | | | | |
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| | 1994 | (0.17)% | | | | 1995 | 35.79% | | | | 1996 | 20.96% | | | | 1997 | 30.99% | | | | 1998 | 23.26% | | | | 1999 | 23.81% | | | | 2000 | (10.57)% | | | | 2001 | (10.97)% | | | | 2002 | (20.96)% | | | | 2003 | 31.35% | | | | 2004 | 12.52% | | | | 2005 | 5.98% | | | | 2006 | 15.51% | | | | 2007 | 5.49% | |
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*
Investment management, brokerage fees and all other expenses of
Vanguard Total Stock Market Index Fund total 0.19 percent per
year and are deducted from the asset value of the Vanguard Total
Stock Market Index Fund. The investment manager for Vanguard Total
Stock Market Index Fund is Gerard C. O'Reilly. *Performance figures
for the Vanguard Total Stock Market Index Fund include the reinvestment
of all dividends and capital gain distributions. All returns are
net of mutual fund expenses. Money invested by participants in
the Sentry Life Total Stock Market Index Account is then invested
by Sentry Life Insurance Company or Sentry Life Insurance Company
of New York into the underlying mutual fund. A separate account
fee for sales, marketing, taxes, account compliance, overhead
and legal/audit fees will be applied to this Separate Account.
The separate account fee will reduce the total returns of the
Separate Account quoted above. The information contained in this
fact sheet is for illustrative purposes only and is not an indication
of future composition or performance. The investment return and
principal value of this Separate Account will fluctuate along
with changes in the Vanguard Total Stock Market Fund so that units,
when redeemed, may be worth more or less than their original cost.
Past performance is not a guarantee of future results.
Sentry Life Insurance Company, Stevens Point, Wisconsin (products not available in all states)
Sentry Life Insurance Company of New York, Syracuse, New York (products available in New York only)
Sentry's property and casualty insurance coverages are underwritten by Sentry Insurance a Mutual Company, or its subsidiaries and affiliates Sentry Select Insurance Company, Middlesex Insurance Company, or Patriot General Insurance Company; Stevens Point, Wisconsin, and Sentry Lloyds of Texas, Round Rock, Texas. Companies not licensed in all states. Life insurance, pensions and group products are issued and administered by Sentry Life Insurance Company, Stevens Point, Wisconsin. In the State of New York, life insurance, pensions and group products are issued and administered by Sentry Life Insurance Company of New York, Syracuse, New York. Policies, coverages, and discounts are not available in all states.
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