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Does
my car insurance provide coverage for a vacation rental
car?
Yes. Most car insurance policies provide the same coverage
for rental vehicles as provided for your own vehicles, for
up to 30 days. An additional coverage that may be
needed is "loss-of-rents." This coverage allows
the car rental company to recoup funds lost as a result
of not being able to rent a car due to loss on your behalf.
What is the difference
between collision and comprehensive coverage?
Collision covers accidental loss or damage to your vehicle
because of a collision with an object or another vehicle
or if the vehicle rolls over. Comprehensive covers losses
named in the policy that are not collision losses. Examples
of comprehensive losses include: vandalism, theft, fire
and hail.
Does my auto insurance
cover other drivers?
While policy language varies from company to company, auto
insurance policies generally cover anyone you give permission
to drive your vehicle. Normally all coverages remain in
effect, regardless of the driver. Permission is automatically
granted to all members of your household unless a driver
is specifically excluded from your policy.
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| Property and casualty insurance coverages are underwritten by a member of the Sentry Insurance Group. Click here for a listing of companies. Life insurance and annuity products are issued and administered by Sentry Life Insurance Company, Stevens Point, Wisconsin. In the State of New York, life insurance and annuity products are issued and administered by Sentry Life Insurance Company of New York, Syracuse, New York. Policies, coverages and discounts are not available in all states. |
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