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LARGE CAP BLEND ACCOUNT

Following is a summary of information about the Sentry Large Cap Blend Account. Investors are advised to learn key data about an investment prior to making any investment decision.

Objective

The objective of this account is to seek to earn long-term growth of capital. It is invested solely in the Vanguard® PRIMECAP Fund.

(The Large Cap Blend Account is available only to participants in retirement plans whose sponsors were Sentry customers on or before March 12, 2004. If this account is available to you, it will be included in your online enrollment and transfer forms.)

Investor Profile

The Large Cap Blend Account may be suitable for investors with very long-term investment horizons who are seeking long-term growth of capital. Individuals must be willing and able to accept substantial changes in unit price in the short, long and very long-term.

Investment Strategy

The Vanguard PRIMECAP Fund invests in stocks of companies with above-average prospects for continued earnings growth, strong industry positions, and skilled management teams. It may also invest in companies with below-average earnings but bright prospects for earnings growth. The advisor selects companies on the basis of fundamental factors, including current earnings, consistency, and quality of earnings in relationship to the market price of each company's stock. The fund will usually hold only a small percentage of assets in cash equivalents, although if the advisor believes that market conditions warrant a temporary defensive measure, the fund may hold cash investments without limit. The fund may not be broadly diversified; at times a large portion of assets may be invested in selected industries.

Investment Considerations

The Large Cap Blend Account uses an actively managed approach to investing in companies with large and mid-capitalizations. Portfolio turn-over has historically been very low. The Large Cap Blend Account can be used with other accounts to either increase or decrease potential returns and risks.

PORTFOLIO DATA

Asset Allocation (as of 03-31-2009)
  
Stocks98.00%
Short-term Reserves2.00%
 
Key Facts (as of 03-31-2009)
  
Number of Stocks111
Price/Earnings Ratio18.2x
Foreign Holdings11.9%
Turnover Rate (Fiscal Year End September)11.2%
Beta 3 year trailing (vs. S&P 500 Index)0.97
 
Top Ten Stock Holdings (as of 03-31-2009)
Eli Lilly & Co.
Amgen, Inc.
Oracle Corp.
Biogen Idec, Inc.
Novartis AG ADR
DIRECTV Group, Inc.
Medtronic, Inc.
Google Inc.
FedEx Corp.
Monsanto Co.
Top Ten Equals 34.0%
 
Top Sectors (as of 03-31-2009)
   
Information Technology30.40%
Health Care26.60%
Consumer Discretionary11.90%
Industrials11.10%
Materials7.40%
Energy6.70%
Financials4.00%
Consumer Staples1.60%
Telecommunication Services0.20%
Utilities0.10%
Total % of Common Stocks100.00%
Vanguard PRIMECAP Fund*
Average Annual Returns Annual Total Returns
(as of 05-31-2009) (as of 12-31)
    
 1 Month4.17% 
 3 Months25.16% 
 YTD7.12% 
 1 year(29.08)% 
 3 years(4.41)% 
 5 years1.98% 
 10 years3.51% 
    
    
    
    
 1994      11.41% 
 1995      35.48% 
 1996      18.31% 
 1997      36.79% 
 1998      25.44% 
 1999      41.34% 
 2000      4.47% 
 2001      (13.35)% 
 2002      (24.56)% 
 2003      37.75% 
 2004      18.31% 
 2005      8.49% 
 2006      12.32% 
 2007      11.48% 
 2008      (32.41)% 

Redemption Fees apply to this fund. Click here for more information.


* Investment management, brokerage fees and all other expenses of Vanguard total 0.46 percent per year and are deducted from the asset value of the Vanguard PRIMECAP Fund. The investment managers for Vanguard PRIMECAP Fund are Howard B. Schow, Theo A. Kolokotrones and Joel P. Fried. *Performance figures for the Vanguard PRIMECAP Fund include the reinvestment of all dividends and capital gain distributions. All returns are net of mutual fund expenses. Money invested by participants in the SentryLarge Cap Blend Account is then invested by Sentry Life Insurance Company or Sentry Life Insurance Company of New York into the underlying mutual fund. A separate account fee for sales, marketing, taxes, account compliance, overhead and legal/audit fees will be applied to this Separate Account. The separate account fee will reduce the total returns of the Separate Account quoted above. The information contained in this fact sheet is for illustrative purposes only and is not an indication of future composition or performance. The investment return and principal value of this Separate Account will fluctuate along with changes in the Vanguard PRIMECAP Fund so that units, when redeemed, may be worth more or less than their original cost. Past performance is not a guarantee of future results. Sentry Life Insurance Company, Stevens Point, Wisconsin (products not available in all states)

Sentry Life Insurance Company of New York, Syracuse, New York (products available in New York only)

Sentry’s property and casualty insurance coverages are underwritten by Sentry Insurance a Mutual Company, or its subsidiaries and affiliates Sentry Select Insurance Company, Middlesex Insurance Company, or Patriot General Insurance Company; Stevens Point, Wisconsin, and Sentry Lloyds of Texas, Round Rock, Texas. Companies not licensed in all states. Life insurance, pensions and group products are issued and administered by Sentry Life Insurance Company, Stevens Point, Wisconsin. In the State of New York, life insurance, pensions and group products are issued and administered by Sentry Life Insurance Company of New York, Syracuse, New York. Policies, coverages, and discounts are not available in all states.

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