Home Insurance
What is Homeowners Insurance?
The loss of your home can be devastating. Not only is there a chance you will have nowhere to live, but that all your possessions might be lost. While homeowners insurance can't replace family heirlooms, it can pay for the cost of repairs to your home and replacement of personal items to get you back on your feet again.
Why Do You Need Homeowners Insurance?
For most people, a home is the largest asset they have. Without homeowners insurance, a major loss might jeopardize their family's future. Homeowners insurance protects your valuable investment and your family.
What Does Homeowners Insurance Protect?
What would it cost to replace your home and all of your possessions? This is not an easy question to answer since everyone's property and possessions differ. That's why our insurance professionals work with you to help you evaluate your home and help you determine the right amount of coverage.
In addition, homeowners insurance also covers extra costs incurred if you are forced to move from your home due to a covered loss. If an accident occurs on your property or you are liable for property damage, your homeowners coverage may also take effect.
A homeowners insurance policy can protect you financially against loss of specified items under the policy, including:
- Jewelry
- Golf clubs
- Fine arts
- Tools
- Silverware
- Furs
It can also cover specific risks, including:
- Pets
- Swimming pool
- Trampoline
- Home business or daycare
Why Should I Choose Sentry Home Insurance?
- Rated A+ by A.M. Best, the industry's leading rating authority
- Personalized service
- Flexible, convenient payment options
- 24-hour claims service
- Experienced representatives to answer coverage and billing questions
- $250 of your deductible waived with fire or theft alarm system, or if your loss exceeds $10,000
- Unlimited access to free, expert assistance to help you resolve identity-related fraud, plus up to $10,000 of optional reimbursement coverage for expenses incurred to restore your identity
- Defense costs if you're involved in a lawsuit covered by your policy
- Coverage for your pets at no additional cost
Special Savings:
Sentry makes available several money-saving ways to reduce your premium:
- Continuous coverage discount
- Auto/home discount
- Auto/renters discount
What if I Own a Condominium?
Your condo is one of the biggest investments you'll ever make so it's important to know the cost to replace it in the event of a loss.
Sentry offers quality protection for condominiums. This coverage applies to your personal possessions and any part of the unit that is not covered by your association's insurance policy.
Our Plain Talk® Condo policies covers:
- Natural disasters (wind storms, hail, lightning)
- Frozen plumbing pipes
- Theft
Our insurance professionals can help you determine the right amount of coverage to give you peace of mind.
What if I Rent?
Renters insurance is a smart choice whether you live in a city loft or a townhouse. Most people don't realize that a renters policy protects not only your possessions, but may provide you with liability protection against accidents on the premises.
Sentry's Plain Talk® Renters policies cover:
- Personal possessions from loss, including theft
- Cost of temporary housing if your unit becomes uninhabitable
- Cost of legal assistance for covered events
- Cost of medical expenses for covered events
Our insurance professionals can help you determine the right amount of coverage to give you peace of mind.
Sentry Provides Home Insurance in the Following States:
Get a Quote!
Call: 1-800-373-6879
