A good option for individuals approaching retirement
Fixed income funds include market-valued bond funds as well as the Sentry Guaranteed Fund. Fixed income funds are generally considered to be less risky than equity funds, and are generally expected to have lower long-term returns than equity funds.
Some fixed income funds are more conservative than others; fixed income funds tend to appeal to more conservative investors. Fixed income funds may be a good option for individuals approaching retirement or concerned with the stability of their retirement fund.
Fixed income funds
Click on an account name to learn more. New York customers, please see the separate information further down this page.
Our Guaranteed Fund is a stable value/guaranteed accumulation product provided through a group annuity contract. Learn more about our frequent trading policy.| YTD & AVERAGE ANNUAL RETURNS AS OF 3-31-2024 |
|||||
|---|---|---|---|---|---|
| Separate Account | YTD Return (%) |
1-Yr. Return (%) |
3-Yr. Return (%) |
5-Yr. Return (%) |
10-Yr. Return (%) |
|
TIPS Index Account |
-0.08 | 0.25 | -0.63 | 2.36 | 2.14 |
|
TIPS Account |
0.33 | 1.05 | -0.59 | 2.63 | 2.19 |
|
TIPS Account II |
0.00 | 0.14 | -0.69 | 2.39 | 2.23 |
|
Long-Term Bond Account |
-1.39 | -0.15 | -5.68 | -0.17 | 2.84 |
|
(1)
Total Bond Index Account |
-0.80 | 1.64 | -2.42 | 0.37 | 1.51 |
|
(1)
Intermediate-Term Bond Index Account |
-0.77 | 1.60 | -2.37 | 0.76 | 1.96 |
|
Intermediate-Term Bond Account |
-0.02 | 3.27 | -2.24 | 0.75 | 1.80 |
|
Intermediate-Term Bond Account II |
-0.31 | 1.96 | -1.99 | 1.26 | 2.06 |
|
Intermediate-Term Bond Account III |
-1.18 | 2.18 | -4.09 | -0.14 | 1.95 |
|
(2)
Diversified Income Account |
0.74 | 5.94 | -0.12 | 2.43 | 2.84 |
|
Emerging Markets Bond Account |
2.16 | 11.57 | -0.49 | 1.52 | 2.96 |
|
High Yield Bond Account |
1.79 | 9.72 | 0.39 | 3.16 | 3.52 |
|
High-Yield Bond Account II |
1.63 | 10.72 | 1.94 | 4.27 | 4.70 |
Performance figures above include the reinvestment of all dividend and capital gain distributions and are net of mutual fund and portfolio expenses. For most cases, a daily Separate Account Fee will be applied for sales, marketing, taxes, account compliance, overhead and legal/audit fees. This fee reduces the total returns of the Separate Accounts quoted above.
The information contained in this chart is for illustrative purposes only and is not an indication of future performance. The investment return and principal value of a Separate Account will fluctuate along with changes in the underlying mutual fund or portfolio so that units, when redeemed, may be worth more or less than their original cost. Past performance is not a guarantee of future results. Sentry earns a return on cash pending investments, generally at a market rate. These earnings are used to offset Sentry's operating expenses.
1 No transfers are allowed into a Vanguard Fund for 30 days following a transfer out of that same fund.
2 No transfers are allowed into a T. Rowe Price Fund for 30 days following a transfer out of that same fund.
An investment's past performance is not necessarily an indication of how the investment will perform in the future.
Fixed income funds in New York
Click on an account name to learn more.
Our Guaranteed Fund is a stable value/guaranteed accumulation product provided through a group annuity contract. Learn more about our frequent trading policy.
| YTD & AVERAGE ANNUAL RETURNS AS OF 3-31-2024 |
|||||
|---|---|---|---|---|---|
| Separate Account | YTD Return (%) |
1-Yr. Return (%) |
3-Yr. Return (%) |
5-Yr. Return (%) |
10-Yr. Return (%) |
|
TIPS Index Account |
-0.08 | 0.25 | -0.63 | 2.36 | 2.14 |
|
TIPS Account |
0.33 | 1.05 | -0.59 | 2.63 | 2.19 |
|
TIPS Account II |
0.00 | 0.14 | -0.69 | 2.39 | 2.23 |
|
Long-Term Bond Account |
-1.39 | -0.15 | -5.68 | -0.17 | 2.84 |
|
(1)
Total Bond Index Account |
-0.80 | 1.64 | -2.42 | 0.37 | 1.51 |
|
(1)
Intermediate-Term Bond Index Account |
-0.77 | 1.60 | -2.37 | 0.76 | 1.96 |
|
Intermediate-Term Bond Account |
-0.02 | 3.27 | -2.24 | 0.75 | 1.80 |
|
Intermediate-Term Bond Account II |
-0.31 | 1.96 | -1.99 | 1.26 | 2.06 |
|
Intermediate-Term Bond Account III |
-1.18 | 2.18 | -4.09 | -0.14 | 1.95 |
|
(2)
Diversified Income Account |
0.74 | 5.94 | -0.12 | 2.43 | 2.84 |
|
Emerging Markets Bond Account |
2.16 | 11.57 | -0.49 | 1.52 | 2.96 |
|
High Yield Bond Account |
1.79 | 9.72 | 0.39 | 3.16 | 3.52 |
|
High-Yield Bond Account II |
1.63 | 10.72 | 1.94 | 4.27 | 4.70 |
Performance figures above include the reinvestment of all dividend and capital gain distributions and are net of mutual fund and portfolio expenses. For most cases, a daily Separate Account Fee will be applied for sales, marketing, taxes, account compliance, overhead and legal/audit fees. This fee reduces the total returns of the Separate Accounts quoted above.
The information contained in this chart is for illustrative purposes only and is not an indication of future performance. The investment return and principal value of a Separate Account will fluctuate along with changes in the underlying mutual fund or portfolio so that units, when redeemed, may be worth more or less than their original cost. Past performance is not a guarantee of future results. Sentry earns a return on cash pending investments, generally at a market rate. These earnings are used to offset Sentry's operating expenses.
1 No transfers are allowed into a Vanguard Fund for 30 days following a transfer out of that same fund.
2 No transfers are allowed into a T. Rowe Price Fund for 30 days following a transfer out of that same fund.
An investment's past performance is not necessarily an indication of how the investment will perform in the future.
