Employee Benefits Plan Sponsor Retirement Page Banner

Qualified Retirement Plans

Sentry can help you make your company’s retirement program understandable and affordable. For more than 40 years, we have successfully helped business owners design retirement savings plans. Sentry can:

  • Help you choose a plan that meets the retirement needs of you and your employees and their dependents
  • Conduct employee enrollment meetings
  • Provide ongoing plan administrative services
  • Provide ongoing employee retirement educational services
  • Provide employees with investment advisory services through Morningstar® Associates, LLC

Flexible Options To Meet Your Needs

Sentry’s experienced administrative staff provides personalized, responsive, one-stop service and assists you in meeting your day-to-day service and administrative needs. Sentry offers administrative services for:

  • 401(k) plans
  • 401(k) Safe Harbor plans
  • Profit-sharing plans
  • Money purchase plans
  • Investment-only plans

Your local Sentry representative or regional pension sales manager will:

  • Assist in your plan design
  • Conduct employee education and enrollment meetings
  • Provide the service you need and deserve

Online Account Access

You and your employees need the flexibility to review your retirement records at your convenience. Sentry plan sponsors and participants can access our secure website or telephone response systems to:

  • Review account balances and check investment performance
  • Check contributions or change allocations
  • Transfer assets
  • Inquire about retirement plan loans

A Wide Range of Investment Options

Sentry’s full-service retirement plans help you and your employees get the most out of retirement savings with:

  • Investment options from respected companies
  • Investment choices to meet a variety of investment needs

Employee Communication Services

By their nature, retirement plans can be complex. Good communication is essential in helping employees understand and manage retirement accounts. Sentry provides you and your employee participants with clear and concise communication resources and services, including:

  • On-site participant meetings
  • Retirement planning materials
  • Participant enrollment kits
  • Account performance fact sheets
  • Toll-free access to account performance information
  • Online account review and updating
  • Quarterly newsletter
  • Voice response system available 24 hours a day
  • Spanish language educational materials and voice response system
  • Quarterly participant statements
  • Summary plan descriptions
  • Summary annual reports
  • Optional direct mailing of participant statements
  • Investment-only plans

Sponsor and Participant Support

Administering your employees’ retirement savings and staying abreast of regulatory requirements is difficult, but necessary. That’s why Sentry offers value-added support services for plan sponsors and participants, including:

Record Keeping Services

  • Daily account valuations
  • Electronic data interface
  • Toll-free transfers and balance information available 24 hours a day
  • Online transfers and balance information available 24 hours a day
  • Prompt contribution allocation
  • Benefit checks and 1099R preparation and distribution

Distribution and Processing Services

  • Signature-ready government forms
  • Automatic notification of age 70 ½ distributions
  • Prompt loan and hardship distribution processing

Technical Support

  • ADP/ACP, top heavy, contribution and compensation testing
  • Optional benefits, rights and features testing
  • Other discrimination testing as required
  • In-house compliance consultants
  • IRS approved prototype documents
  • In-house programmers and systems support
  • Innovative administration software
  • Custom plan document support
  • Legislative and compliance monitoring
  • 404(c) compliance
  • Plan design guidance and determination letter application support


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