Contractor’s equipment insurance
As a contractor, your off-premises transportable equipment and tools are essential to your business. If something were to happen to them, you'd need to make sure that your business keeps operating. With our contractor’s equipment insurance, we’ll restore or replace your damaged or destroyed off-premise transportable equipment and tools for a covered loss, so you can continue to grow your business.
FAQs
Our contractor’s equipment coverage includes:
Valuation options including replacement cost or actual cash value
Hired equipment coverage
Additional acquired property coverage
Employee tools and clothing
Our optional coverages include reimbursement for rental charges and miscellaneous items under blanket coverage.
You should consider purchasing this coverage if you’re a contractor, commercial property owner, or real estate developer. When deciding the coverage you need, be sure to understand the difference between a contractor’s equipment policy, an installation coverage policy, and a builder’s risk policy.
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