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Physical damage insurance

Whether out on the road or simply sitting in your lot, many different situations can cause damage to your company’s vehicles—fender benders, animals, and inclement weather. Let us help protect your fleet with physical damage insurance. We’ll help cover the repair, replacement cost, or actual value cost for your damaged vehicle.

Unprotected car in inclement weather

FAQs

If you want protection from the financial impact of damage to business vehicles, then your company should have physical damage coverage. Lienholders often require this coverage if any of your vehicles are under a lien.

  • Collision: Covers your vehicle if it collides with another vehicle or overturns

  • Comprehensive: Covers your vehicle when it’s damaged by something other than a collision

  • Specified perils coverage: Covers specific, named perils

Some of our additional physical damage coverages include rental reimbursement, gap coverage, and towing. We’ll tailor your policy to include additional coverages, based on what you decide fits your business best.

Significant figures

5k+
Sentry associates
We have more than 5,000 associates working at offices located throughout the United States.
1904
Year founded
Sentry—then Hardware Dealers Mutual Fire Insurance Company of Wisconsin—was founded in Berlin, Wisconsin.
8
Sentry leaders
While we’ve been in business a long time, we’ve had just eight leaders during our more than 120-year history.

More reasons to choose Sentry

ABOUT SENTRY

Our history is about relationships

We got our start in the hardware industry in 1904, growing to become one of the largest and most financially secure mutual insurance companies in the U.S. today.

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ABOUT SENTRY

Sentry Board of Directors

Our goal is to do what’s right by you. Our board has experience you can trust to make decisions critical to the success of Sentry—and, in turn, you.

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