man and woman looking at charts

Target retirement funds

As your age goes up, your risk goes down

Our target retirement funds, sometimes referred to as target date funds, are separate accounts designed and managed around an anticipated retirement date. They are comprised of a mix of bonds for income and common stocks for growth.

Our target retirement funds may be generally more stable and less risky than equity funds, and they are designed to become more conservative as you approach retirement. Target retirement funds are a good investment option for people who prefer diversification and automatic rebalancing, but want help making investment decisions.

Our target retirement funds

Click on an account name to learn more.

AS OF 2-28-2018
-0.52 5.69 3.64 4.55 4.94
-0.46 6.96 4.73 6.56 5.33
-0.33 8.01 4.67 6.59 5.74
-0.34 7.61 5.07 7.27 5.60
-0.06 10.04 5.59 7.74 6.22
0.16 9.42 5.78 8.24 6.02
0.05 11.70 6.31 8.56 6.51
0.67 11.98 6.80 9.62 6.83
0.27 13.04 6.85 9.28 6.76
1.18 14.74 7.99 10.82 7.54
0.39 14.36 7.38 9.98 7.07
1.68 17.29 9.03 11.55 7.86
0.62 15.91 7.97 10.60 7.43
1.84 18.29 9.43 11.88 8.03
1.94 18.74 9.64 12.04 8.09
0.67 16.26 8.19 10.73 7.50
0.69 16.54 8.25 10.77 7.51
2.04 18.99 9.76 12.11 8.12
0.69 16.31 8.13 10.70 N/A
2.06 19.03 9.76 12.08 N/A
2.09 18.92 N/A N/A N/A
0.69 16.55 8.21 10.75 N/A

Performance figures above include the reinvestment of all dividend and capital gain distributions and are net of mutual fund and portfolio expenses. For most cases, a daily Separate Account Fee will be applied for sales, marketing, taxes, account compliance, overhead and legal/audit fees. This fee reduces the total returns of the Separate Accounts quoted above.

The information contained in this chart is for illustrative purposes only and is not an indication of future performance. The investment return and principal value of a Separate Account will fluctuate along with changes in the underlying mutual fund or portfolio so that units, when redeemed, may be worth more or less than their original cost. Past performance is not a guarantee of future results. Sentry earns a return on cash pending investments, generally at a market rate. These earnings are used to offset Sentry's operating expenses.

1 No transfers are allowed into a Vanguard Fund for 30 days following a transfer out of that same fund.

An investment's past performance is not necessarily an indication of how the investment will perform in the future.

Related resources or services


Key person insurance

Your top people are some of your top assets. What if you were to lose one of them? Help protect your business with key person insurance.


Glossary of investment terms

Understand your investments by reviewing some common terms.

You may like these products


401(k) plans and life insurance

We’re here to help you plan for the future.


Business life insurance

You and your top employees are your business’s most important assets. Protect what you’ve worked so hard to build.


Individual life insurance

If you were to die unexpectedly, would your loved ones be financially secure? Protect your family’s future.

Find an agent

Please enter a ZIP code.
Please check your ZIP code!
Please select an industry.

Access my account

Welcome to Sentry.com. By logging in here, you'll be able to access all of your Sentry accounts.

Have a question? Give us a call.

Need help?


Choose an option:

1 for claims

3 for retirement

4 for business customer service

Quick pay

You can use Quick Pay for the following account types:


Individual life

Group life

Business insurance

Know your account number and zip code? You can use Quick pay to pay your bill without signing in.

Pay my bill
is required.
is invalid.
An error occurred. We are sorry for the inconvenience. Please let us know by calling us at 800-4SENTRY (800-473-6879).
The User ID/Email address and/or password is invalid.
The User ID/Email address and/or password is invalid. For assistance, please call us at 800-4SENTRY (800-473-6879).
We're sorry-we couldn't find any records matching your information. Please verify the information you entered is correct or contact us at 800-473-6879 so we can assist you.
must be numeric.
is not the correct format.
is not the correct length.
doesn't match.
Loading...please wait

What can we help you find?

Loading...please wait