Business 401(k) and other retirement plans

Planning for your business and future

At Sentry, our 401(k) plan solutions help employers like you attract and retain talent. By providing your employees with quality retirement products and services, you can help them plan for—and achieve—their retirement goals.

But we know your retirement plan isn’t only for your employees. It needs to be right for you, too. That’s why we take the time to get to know your business, so we can help you design a retirement savings program that works for you and your employees. We’ll also:

Provide access to experienced specialists—one team, one company
Help simplify your plan management and administrative duties
Help you understand and manage your fiduciary responsibilities
Offer quality investment options, including a guaranteed fund
Provide enrollment education and support for your employees
Walk you through the plan design and onboarding process

For more than 50 years, we’ve helped businesses around the country build and maintain 401(k) and other retirement plans. And we’re ready to help you do it, too.

Significant figures

5k+ Sentry associates

We have more than 5,000 associates working at offices located throughout the United States.

8 Sentry leaders

While we’ve been in business a long time, we’ve had just eight leaders during our more than 115-year history.

1994 First year

In 1994, Sentry reached the $1 billion mark in policyholder surplus.

We keep things simple

Many 401(k) plans provide different services, like recordkeeping and investment management, through multiple vendors. At Sentry, we offer you the dedicated service you deserve—all in-house.

Our one-team, one-company approach

This approach benefits you because it’s cost efficient. Our services are done in-house, which means we don’t need to pass additional fees along to you.

We have your best interest in mind

We work with trusted companies—Mesirow and Morningstar—to help you manage your fiduciary responsibilities. We also strive to be transparent with you. We share fee disclosures and don’t deduct commissions from plan assets.

We have experience you can trust

401(k) plans are our specialty. Unlike some other service providers, we're not distracted by other financial activities like wealth management or estate planning.

You can count on our financial strength

With more than $25 billion in assets and a policyholder surplus of $8 billion**, we’ve been providing retirement plan solutions to businesses like yours for more than 50 years.

Resources

Preparing for the future

Review the benefits and flexible plan options we offer when you choose us as your retirement plan provider.

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Let’s create a quality retirement plan together

Our relationships with our customers are important to us. Here’s what you can expect when you work with Sentry.

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Manage your retirement account online

As a Sentry customer, you get access to our online retirement website, where you can manage your retirement plan details. Plus, there’s a participant website available to your employees, so they can manage and monitor their own accounts.

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FAQs

How much do I need to save for retirement?

We understand the future can be uncertain, and that it can be difficult to determine how much money you’ll need for retirement. You can take advantage of our dynamic online calculators to help you make informed decisions.

What types of retirement plans and investment options do you offer?
We offer you a range of diverse plans including:
- Traditional 401(k)
- Roth 401(k)
- Safe harbor 401(k)
- Profit sharing
- Money purchase
- Cash balance plans (investment services only)
- Investment-only services for other plan types
We offer popular retirement plan investment choices from well-known investment advisory firms.

We offer investment options to fit every type of investor.
Where can my employees and I get investment and financial advice?
We’ve established relationships with leading third-party registered investment advisors. As our customers, you and your eligible employees have access to their fiduciary services. They can help you with the responsibility of selecting and managing the investments within your employer-sponsored retirement plan.
- View Sentry Mesirow fact sheet
- View Morningstar fact sheet

More reasons to choose Sentry

GUIDES

Getting your employees ready to retire

Our tools and resources can help you and your employees prepare for retirement.

Guides

Secure Act 2.0

The SECURE 2.0 Act has already made significant changes to the way U.S. retirement plans operate—and more are on the horizon.

News

Sentry news

Stay up to date with all things Sentry.

Learn more

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**Assets and policyholder surplus are as of Dec. 31, 2023, and represent the aggregate total for all members of the Sentry Insurance Group and are not reflective of any individual underwriting company.

Life insurance and annuities are issued and administered by Sentry Life Insurance Company, Stevens Point, WI. In New York, life insurance and annuities are issued and administered by Sentry Life Insurance Company of New York, Syracuse, NY. Policies, coverages, and benefits are not available in all states. See contract for complete details: (Group Annuity) 840-300; (Group Annuity) 840-300(NY).