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Workers’ compensation

Purchasing workers’ compensation insurance is legally required for businesses in most states. But at Sentry, we see it as more than just a task. Protecting your employees after illness or injury is important, as is protecting your business from litigation. We’re knowledgeable when it comes to workers’ compensation for small, midsize, and large businesses, and we’ll help you manage your total cost of risk.

How? By designing custom plans with your business in mind. By handling your claims efficiently and promptly. And by evaluating medical fees to keep your costs down. Let’s meet today to discuss what your business needs.

Are you a national accounts broker or part of a large business looking for loss-sensitive program options? We offer specialized services for national accounts and brokers.

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The Sentry difference

Custom workers’ compensation programs

We offer multiple loss-sensitive workers’ compensation program options. Along with traditional monthly paid loss programs, you can choose from monthly incurred loss programs, prefunded plans, retrospective rating insurance, and other hybrid plans. Your business and your employees deserve a plan that protects them both.

An accessible claims team you can trust

With more than 1,000 claims team members countrywide, we process claims efficiently and fairly.

Flexible coverage plans for large businesses

These days, large, financially strong businesses often choose to finance much of their own workers’ compensation risk. Our large deductible and self-insurance plans provide structure to support those choices.

Creating a culture of workplace safety

By creating a safer workplace environment for your employees, you can reduce your risk of workers’ compensation claims. Our safety services team has resources to help you reach that goal.

Our workers’ compensation program options


Large deductible workers’ compensation plans

Large deductible workers’ compensation plans can provide excellent value for large, financially strong businesses. We’ll help you build the right plan.


Self-insured workers’ compensation

If your company chooses self-insurance workers’ compensation, we’ll help you manage risk by providing excess coverage with transparent cost structures.


Workers’ compensation small deductible plan

With a workers’ compensation small deductible plan, we’ll reduce your premium costs and our experienced claims team will handle your claims.


State workers’ compensation programs

Learn how our participation in various state workers’ compensation pools and funds may give you access to many of our claims and safety features.


Guaranteed cost insurance

We’ll work with you to determine whether a guaranteed cost workers’ compensation program with predictable premiums is right for your business.


Retrospective rating insurance plans

If your business is financially stable and you’re looking to share workers’ compensation risk, a retrospective rating workers’ compensation plan may suit you.

News and resources


101 guide: Employer's protection

We know protecting your business and your employees is a top priority for you as an employer. With our range of business insurance programs, we can help.


Sentry breaks ground on new office building

Sentry officials and community leaders hold a ceremonial groundbreaking for a new building at 1501 North Point Drive.


101 guide: Business life insurance

Is your business prepared for the future? Learn about different coverages to help protect you, your business, and your employees.

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