Packages on roller conveyor belt
Retailer and distributor insurance

Insurance for distributors and wholesalers

We understand your distribution business faces unique risks. And it can likely benefit from customized insurance options. We’re here to get to know your business so we can help determine what coverages fit you best. From your warehouse and the inventory in it, to products en route to their destination, we have the distributor or wholesaler insurance options to help you—and your agent— protect what matters most to your business.

Are you a national accounts broker or part of a large business looking for loss-sensitive program options? We offer specialized services for national accounts and brokers.

Our specialized insurance coverages can help protect your distribution business, including:

  1. Thorough workers’ compensation policies
  2. Bundled coverage options
  3. Powerful risk-management tools

Get the insurance options you want, your way

Every business is different. That’s why we get to know yours, so we can help customize coverage to your business. We offer a variety of insurance benefits and coverages like workers’ compensation programs, general liability, auto programs, property options, and safety services. And we’re not only committed to protecting your distribution business, we’re also dedicated to saving you money. Our cost-containment services are a critical part of controlling your costs and ours.

Significant figures

$6.25 Total premium

The total premium of first policy sold by Hardware Dealers Mutual Fire Insurance Company of Wisconsin.

1992 First year

1992 was the first year Sentry Insurance a Mutual Company earns an A+ rating by A.M. Best Company.

50 States

Sentry has business customers like you all through our great nation.

Products for your business


Workers’ compensation insurance

With our innovative workers’ compensation insurance solutions and experienced claims team, we’ll help you protect your employees and your business.


General liability insurance

Protection against liability claims for your business. Coverage options include product liability, cyber liability, and errors and omissions.


Business auto insurance

If driving is an important part of your business, we’re ready to help you determine the best business auto coverages for your company.


Cyber liability insurance

Data breaches. While we hope they never happen to your business, it is a potential risk. Help protect your company with cyber liability insurance.


Crime insurance

If you experience a loss from fraud or theft, you don’t want your business to suffer. Keep your business going with commercial crime insurance.


401(k) plans and life insurance

We’re here to help you plan for the future.

Related resources or services


101 guide: Business property insurance

Choosing the right property insurance is important, but it shouldn’t be difficult. We’ll help you find the information you need to make the right decision.

Safety Services

Properly securing truck loads for safe transport

The manufacturing is done, now it’s time to send your product off. We have some tips on what to do—and what not to do—when it comes time to load it on a truck.

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