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Retailer and distributor insurance

Insurance for retailers

The retail industry is an evolving one. And it can be a difficult one too. From customers to merchandise, you have a variety of things that require attention at your retail business, which all can impact your operations and financial well-being. And when it comes to your company’s profit margin, every dollar matters. Especially in retail.

We’re here to help you and your agent manage risks and protect your retail business, your employees, and your inventory.

Are you a national accounts broker or part of a large business looking for loss-sensitive program options? We offer specialized services for national accounts and brokers.

If you’re in the retail business, we can provide you with:

  1. Experienced claims staff
  2. Tailored retail business insurance products
  3. Online risk-management

Get the coverage options you want, your way

Every business is different. That’s why we get to know yours before customizing coverage to your business. We offer a variety of insurance benefits and coverages like workers’ compensation programs, general liability, auto programs, and safety services. And we’re not only committed to protecting your company, we’re also dedicated to saving you money. Our cost-containment services are a critical part of controlling your costs and ours.

Significant figures

100+ Years in business

Sentry and its predecessor companies have offered insurance coverage to businesses like yours for more than 100 years.

50 States

Sentry has business customers like you all through our great nation.

1992 First year

1992 was the first year Sentry Insurance a Mutual Company earns an A+ rating by A.M. Best Company.

Products for your retail business


Workers’ compensation insurance

With our innovative workers’ compensation insurance solutions and experienced claims team, we’ll help you protect your employees and your business.


General liability insurance

Protection against liability claims for your business. Coverage options include product liability, cyber liability, and errors and omissions.


Business auto insurance

If driving is an important part of your business, we’re ready to help you determine the best business auto coverages for your company.


Cyber liability insurance

Data breaches. While we hope they never happen to your business, it is a potential risk. Help protect your company with cyber liability insurance.


Crime insurance

If you experience a loss from fraud or theft, you don’t want your business to suffer. Keep your business going with commercial crime insurance.


401(k) plans and life insurance

We’re here to help you plan for the future.

Related resources or services


101 guide: Essential employee coverage

Protect your company by protecting yourself and your employees.

Safety Services

Limit your loss exposures

Having a safer workplace is important to everyone. There are ways you can help limit the hazards in yours. We share some common problems and some solutions.

Find an agent

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Welcome to Sentry.com. By logging in here, you'll be able to access all of your Sentry accounts.

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Choose an option:

1 for claims

3 for retirement

4 for business customer service

Quick pay

You can use Quick Pay for the following account types:


Individual life

Group life

Business insurance

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